Housing Costs Eating Away at Disposable Income

If you ever wonder why you still haven’t figured how to get out of debt after so many years a new study might have the answer: it’s simply because average weekly wages have failed to keep pace with the rising cost of living. Almost everything we buy has suffered from price hikes due to inflation […]

New Tax-Free Pensions Could be Disastrous

A brilliant move that could help to stimulate the sluggish British economy or a mis-selling scandal in the making? The government’s decision to open up pension funds for people over 55 next year so they can withdraw cash from their fund (partly tax free) has elicited mixed responses from industry experts. Tom McPhail of Hargreaves […]

Debt Management and Collection Qualification Available

Personal debt mismanagement is a growing problem in the UK often affecting individuals who can ill afford to get it wrong. Last year consumer debt in the country increased to a staggering £1.43 trillion! This is one of the reasons why the FCA decided to take over responsibility for the regulation of personal debt. This […]

11 Top Tips to Save Money

Energy prices are on the up, transport costs are at an all-time high and the food shop just seems to becoming more and more expensive. So, what can we do to cut down on costs and increase our bank balance? Well, these money saving tips just might be the answer. 1. Compare Supermarket Prices It’s […]

Debt Consolidation Loans for Families

How do consolidation loans compare to debt management?

If you are struggling to make payments on loans, overdrafts and credit cards at the end of the month, you may have looked at ways to solve your debt problems. Amongst the solutions you could consider, a consolidation loan or a debt management programme are two popular options. We have taken a look at both […]